Agreed Value vs Replacement Cost 🚘 | Classic Car Insurance Explained for 2026 With classic car insurance, you can choose between replacement cost coverage or agreed value 📋🚗. Agreed value is exactly what it sounds like. If you spent $15,000 on the car and put $3,000 into modifications 🔧, the vehicle is worth $18,000 to you. When you choose agreed value, that amount is set upfront—and that is exactly what the policy will cover if there is a total loss ✔️💰. No depreciation. No guessing. #Clas
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Car Insurance 101: Agreed value. This is the value that we agree with you at the time you insure your car. It’s what you’d get back if it’s written off or stolen and not recovered. We will agree a new value with you at each anniversary. Learn more - https://goo.gl/byiQNP | Tower Insurance
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