Socializing risk to subsidize demand isn't a solution to the housing crisis, but it is a good start to another financial ...

FHFA chair Bill Pulte has recently been lighting up news feeds with announcements of changes at Fannie Mae and Freddie Mac.

Starting next week, Fannie Mae is eliminating its minimum 620 credit score requirement for borrowers seeking loans that will ...

A significant regulatory shift is underway for Fannie Mae, the government-sponsored mortgage enterprise. The head of the ...

Federal Housing Finance Agency head Bill Pulte said Monday a deal with Fair Isaac (FICO) to adopt the new FICO 10T credit ...

If you’re a first-time homebuyer who hasn't saved enough to make a large down payment or are concerned you might not qualify for a conventional home loan, a Federal Housing Administration (FHA) loan ...

The mortgage finance giant Fannie Mae is navigating a period of profound change. Despite reporting robust profits, the ...

Lenders who sell mortgages to Fannie Mae and Freddie Mac used to only be able to use FICO for loan qualification. Now there's ...

Mortgage rates recently fell to a 13-month low before inching slightly higher. See how 30-year mortgage rates compare across ...

Private mortgage insurance companies still require a minimum 600 or 620 middle credit score for borrowers putting less than 20% down.

New guidelines should provide homeownership opportunities for certain consumer segments with thin credit files and open up product options, lenders said.