The conversation around student loans has been front and center for years, but the recent legal challenges brought the issue to a head. The Supreme Court's decisions effectively ended a period of ...

A question we’ve received from clients with increased frequency is whether they can forgo recording their loan modification agreement in certain circumstances or jurisdictions without jeopardizing ...

The Education Department resumed student loan forgiveness this week under a long-standing repayment plan that has been suspended since July. The federal agency informed borrowers who have spent a ...

The right time to refinance depends on your financial situation and goals Written By Written by Staff Loans Editor, WSJ | Buy Side Hannah Alberstadt is a Buy Side staff editor specializing in loans.

Homeowners are still waiting for mortgage relief. Despite mounting expectations for Federal Reserve rate cuts, monthly payments remain high for millions of borrowers locked into rates near or above 7% ...

The State of Nevada has enacted the Uniform Mortgage Modification Act (UMMA or the Act) as Assembly Bill 192, which will become effective on October 1, 2025. The UMMA was prepared by the National ...

Of course, mortgage delinquencies can have serious consequences, including the most obvious one, foreclosure. But many homeowners also don’t realize just how damaging a single delinquency can be to ...

A recent Cotality report shed light on alarming data around mortgage delinquency rates. While rates declined in the past three years, that trend began reversing course in mid-2024. Cotality found that ...

The fear of layoffs has been strong in the past few years—and for federal workers, that fear only continues to grow. After all, an unexpected layoff is sure to cause stress and financial uncertainty ...

Mortgage modifications surged in the first quarter at the nation's largest banks, reversing a yearlong decline, while foreclosure activity also saw a marked uptick, according to a new government ...

Mortgage Modification: A Viable Alternative to Foreclosure Among the alternatives to foreclosure, one of the most effective is mortgage modification, also referred to as a loan modification. This ...

Recession concerns are back, and for some, that comes with worry for higher mortgage rates. This time, however, it’s unclear how rates might react. If we are, in fact, heading toward a recession, are ...