The Department of Education updated key guidance last week to reflect an anticipated timeline for changes to a critical ...

A cooling job market is leaving some homeowners without steady income. Learn how to continue paying your mortgage.

A question we’ve received from clients with increased frequency is whether they can forgo recording their loan modification agreement in certain circumstances or jurisdictions without jeopardizing ...

Non-qualified mortgages cater to those with nontraditional incomes or credit issues. These mortgages may offer lower initial payments but carry higher long-term costs. Non-QM loans don't meet CFPB ...

If you're considering taking over a car loan or buying a car with outstanding payments, it's important to understand both the benefits and the risks. One of the first things to consider is the ...

A recent Cotality report shed light on alarming data around mortgage delinquency rates. While rates declined in the past three years, that trend began reversing course in mid-2024. Cotality found that ...

Mortgage modifications surged in the first quarter at the nation's largest banks, reversing a yearlong decline, while foreclosure activity also saw a marked uptick, according to a new government ...

The CFPB’s stated rationale for rescinding the 2021 COVID-19 final rule is twofold. First, it explains that much of the 2021 final rule was intended to be temporary. For example, the enhanced early ...

The days of extend-and-pretend strategies, where loan terms are pushed out to delay refinancing or payoffs, are far from over, new data from CREDiQ suggests. Loan modifications for CMBS, ...

The commercial real estate landscape is experiencing a transformative wave with loan modifications soaring to nearly $40 billion over the past three years. Our research team at CRED iQ examined the ...

A Reddit poster fell behind on his mortgage due to a hurricane and deaths in the family. Banks usually don’t want to take your home, so it is very likely they will work with the poster to find a ...

If you’re seeking more affordable mortgage payments, a loan modification or a refinance could both help. Loan modifications are for homeowners experiencing financial hardship who are unable to make ...