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How Do Credit Cards Work?

Credit cards can be valuable additions to your wallet, as long as you know how to use them. Trump 'aware' Cheney died, White ...
Opening or using a rewards credit card can impact your credit score and report, for better or worse. Learn how rewards cards influence your credit profile.
Debt consolidation involves combining multiple debts into a single loan, potentially with a lower APR. Debt consolidation loans typically have fixed APRs, meaning payments won’t change from month to ...
Travel rewards credit cards let you earn points or miles for travel-related spending. Learn how they work, what they offer, and how to choose the right one.
Ghost tapping targets tap-to-pay credit and debit cards, as well as mobile wallets, by exploiting Near Field Communication (NFC). NFC allows devices to share information when they are very close, ...
Curious about debt settlement? Find out what you need to know to avoid scams and select the right options for your financial ...
If you've ever owned a credit card before, chances are you're familiar with the term "APR," or annual percentage rate. For specifically credit cards, your purchase APR is essentially your interest ...
My husband wants to buy a $60K truck — but we’re $30K in debt and trying to save for a house. How do we get on the same page ...
Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...
Household debt just hit a new all-time high. Here's how to slash your high-rate card balances before they spiral.
The highest money market account rate available today is 4.22%  Changes from the Fed or your bank can quickly change money market rates  Online banks typically offer the most competitive yields on the ...
Black Friday sales are already rolling out. Here are my top five recommendations for shopping like a pro and saving the most.