Your CIBIL score, a 3-digit creditworthiness indicator, is crucial for loan approvals. You can check it for free monthly via TransUnion CIBIL or third-party platforms.

Learn which credit score Indian banks trust most, why scores differ, and how to improve approval chances with smarter credit ...

After paying off his car loan — a financial milestone most people would celebrate — Ren watched his score drop below 700. Now ...

If you already have a rewards credit card that offers points or statement credits, look through the list of perks to find opportunities for savings on holiday gifts. A statement credit is money added ...

Pull out your latest CIBIL report and check for discrepancies. Sometimes incorrect account information, outdated loan ...

Renters can now enroll in CreditClimb through Zillow to have their on-time rent payments reported to the three major credit ...

Mortgage refinancing is when you take out a new home loan with different terms to replace your current mortgage. This has implications on many aspects of your credit score, which could result in ...

A high credit card balance can dent your credit score, but taking a personal loan to clear it isn’t necessarily harmful. What ...

For a generation raised in a digital economy, Gen Z is finding that financial adulthood isn’t as seamless as a tap-to-pay transaction. As the oldest members of this cohort move through their late-20s, ...

VantageScore, owned by the three major credit bureaus Experian, Equifax and Transunion, will be another choice for mortgage ...

A declining credit score can affect loan approvals and interest rates. Understanding factors like missed payments, high ...

You are still contractually required to pay U.S. debts, regardless of where you reside. Ignoring U.S. debt has serious consequences, including a ruined U.S. credit score and the possibility of ...