Federal Housing Finance Agency head Bill Pulte said Monday a deal with Fair Isaac (FICO) to adopt the new FICO 10T credit ...

Private mortgage insurance companies still require a minimum 600 or 620 middle credit score for borrowers putting less than 20% down.

Socializing risk to subsidize demand isn't a solution to the housing crisis, but it is a good start to another financial ...

Starting next week, Fannie Mae is eliminating its minimum 620 credit score requirement for borrowers seeking loans that will ...

FHFA chair Bill Pulte has recently been lighting up news feeds with announcements of changes at Fannie Mae and Freddie Mac.

Lenders who sell mortgages to Fannie Mae and Freddie Mac used to only be able to use FICO for loan qualification. Now there's ...

New guidelines should provide homeownership opportunities for certain consumer segments with thin credit files and open up product options, lenders said.

If your loan application was rejected because your credit file is thin, it might be time to reapply with lenders using a new ...

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President Trump’s administration proposes a 50-year mortgage plan to lower payments and expand homeownership, sparking ...

West Virginia’s housing market remains one of the nation’s most affordable, but weak construction threatens that balance.