We’re enabling lenders to more accurately evaluate credit readiness, especially for consumers whose first credit experience is through BNPL.” Buy-now-pay-later services like Uplift, Affirm, Uplift and ...

FICO, the company behind the most widely used credit scoring models in the U.S., has developed two new algorithms that, for ...

Effective immediately, Fannie and Freddie will allow mortgage lenders to use VantageScore credit ratings to assess ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

The regulator of Fannie Mae and Freddie Mac has decided to allow mortgage lenders to use an alternative credit score for ...

Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...

Buy now pay later accounts are incredibly popular—but will including payment data from these plans help or hurt your credit?

Brex reports on quickly establishing business credit through steps like registering a business, applying for an EIN, and ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...