Your credit score is more than just a number—it’s a key that unlocks financial opportunities, from securing a home loan to ...

The OHFA has several programs for first-time homebuyers, including 30-year fixed-rate Federal Housing Administration (FHA) ...

A federal judge in Texas has reversed a Biden administration rule that wiped medical debt from credit reports, affecting ...

As of July 9, 2025, the average home equity loan rate is 8.26%, according to Bankrate’s regular survey of rates. The average range is between 5.49% and 10.47%. Home equity loan interest rates also ...

NewHomeSource reports that stronger credit scores in 2025 lead to fewer risky loans, ensuring a more stable housing market ...

Mass student loan defaults could hurt the economy if borrowers have less money and feel unable to take financial risks, such ...

Spending $5,000 or more each month isn't unusual for some cardholders -- especially business owners, frequent travelers, or ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

Buy Now, Pay Later loans will soon affect some credit scores Research has shown that many BNPL users have revolving credit card balances, lower credit scores, delinquencies, and existing debt.