The OHFA has several programs for first-time homebuyers, including 30-year fixed-rate Federal Housing Administration (FHA) ...

A federal judge in Texas has reversed a Biden administration rule that wiped medical debt from credit reports, affecting ...

As of July 9, 2025, the average home equity loan rate is 8.26%, according to Bankrate’s regular survey of rates. The average range is between 5.49% and 10.47%. Home equity loan interest rates also ...

NewHomeSource reports that stronger credit scores in 2025 lead to fewer risky loans, ensuring a more stable housing market ...

Mass student loan defaults could hurt the economy if borrowers have less money and feel unable to take financial risks, such ...

Spending $5,000 or more each month isn't unusual for some cardholders -- especially business owners, frequent travelers, or ...

Treating your credit score with consistency is preferable to employing ‘tricks.’ It encourages fiscal responsibility.

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

Having a poor credit score makes it more difficult to get a personal loan, but there are options.

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...