Treating your credit score with consistency is preferable to employing ‘tricks.’ It encourages fiscal responsibility.

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

NewHomeSource reports that stronger credit scores in 2025 lead to fewer risky loans, ensuring a more stable housing market ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

Starting in the fall, BNPL activity will start appearing in FICO credit scores. Experts say this could be a game-changer for ...

Fannie Mae and Freddie Mac’s regulator says VantageScore can now be used to underwrite home loans, weighing on FICO’s stock.

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

A new WalletHub report reveals which U.S. cities saw the biggest credit score improvements over the past year, with St. Louis ...

Spending $5,000 or more each month isn't unusual for some cardholders -- especially business owners, frequent travelers, or ...

Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.