What did the United Income researchers determine was the best age to claim Social Security? It wasn't 62. Instead, they found that 92% of Americans would be better off holding off until at least age 65 to claim Social Security retirement benefits, and 71% would be better off waiting until age 70.

Deciding when to claim Social Security benefits is a pivotal retirement planning step. While delaying until 70 is often advised, claiming at 62 can be advantageous if done strategically. This approach can maximize your lifetime benefits,

If you want to do your own calculations, you can check your estimated benefit at different ages with your Social Security Administration account.