Everyone is talking about the ‘affordability crisis.’ It can’t be solved.

President Trump and New York Mayor-elect Mamdani both campaigned on affordability, but the issue is amorphous and poorly ...
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Why mortgages get sold and what you can do about it

For many homeowners, the first surprise after closing is not a leaky roof or a higher utility bill, but a letter saying the mortgage has been sold. The loan terms stay the same, yet the name on the ...