Nearly 40% of cardholders in the U.S. have maxed out a credit card or come close to doing so, according to Bankrate's October credit utilization survey. But carrying that balance from month to month ...

Credit scores depend on account history, missing payments and number of accounts. Average credit score data shows older individuals typically have higher scores. Learning about risk factors and how ...

Credit scores are a key indicator of your financial worthiness in the eyes of lenders. A healthy score can provide access to better interest rates for mortgages, auto loans, personal loans and more.

GREENVILLE, N.C. (WITN)— According to Fico, the credit scores of many Americans have dropped for the first time in a decade as more borrowers fall behind on payments. Diana Harris, the owner of Top ...