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It’s best practice to frequently check your credit reports, which serve as a kind of financial resume outlining all of your money matters. Credit reports can help you keep track of your debts and ...

Nearly half of all credit reports may contain errors, some of them costly to your credit score, according to a new watchdog report. One-quarter of the consumers were unable to access their credit ...

A perk offered to consumers during the pandemic has been extended indefinitely. Your free annual credit reports are available every week at no cost. Read on for why you should take advantage. Also, ...

Credit reports detail your financial history and impact loan terms like interest rates. You can improve your credit by paying on time and managing credit account balances. Regularly review your free ...

Federal law allows individuals to get a free copy of their credit report once every 12 months from the three major credit reporting bureaus. Access to these annual free reports allows individuals to ...

If deleting and reporting scam texts and phone calls has become part of your daily routine, there's another simple way to protect yourself from fraud -- and it may be more effective. Placing a fraud ...

Free annual credit reports are now available to those of us living in the Midwest. The federal Fair Credit Reporting Act was amended in 2003 to require the three nationwide credit reporting companies ...

In a significant move toward enhancing consumer financial health, AnnualCreditReport.com, the centralized platform for free credit reports, has expanded its services to allow individuals to access ...

Do you ever feel like the statements and credit-card offers just keep coming? Consumer Reports' Money Adviser says cutting down on your credit cards is one of the simplest ways to streamline your ...

A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...