Charge-offs can hinder your credit for years, but there are legitimate ways to address them and rebuild your score.

Building credit can take years. And if you're one of the 26 million Americans who are credit invisible — consumers who don't have a credit record — building your credit from scratch can ...

If certain state laws are voided, millions of consumers with unpaid medical debt could see negative marks appear — or reappear — on their credit reports.

VantageScore, owned by the three major credit bureaus Experian, Equifax and Transunion, will be another choice for mortgage ...

Regularly reviewing your credit report not only helps you catch inaccuracies, such as incorrect personal details, outdated ...

For a generation raised in a digital economy, Gen Z is finding that financial adulthood isn’t as seamless as a tap-to-pay transaction. As the oldest members of this cohort move through their late-20s, ...

NEW YORK (AP) — The Trump administration is moving to overrule any state laws that may protect consumers’ credit reports from medical debt and other debt issues. Trump says he’s terminating legal ...

Medical debt is an often unmanageable or unpredictable challenge that just hits people like a ton of bricks out of nowhere,” said AG Weiser.

If you're often turned down for credit or you can only qualify for loans with exorbitant interest rates, your credit score may be to blame. Fortunately, there is no shortage of strategies you can ...

U.S. households collectively carry about $18.6 trillion in total debt, according to the latest data from the Federal Reserve Bank of New York.