Using annuities alongside the 4% rule can increase retirement income by as much as 23%.

The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

Retiring with a pension in 2026 puts you in a rare position. Less than 20% of Americans have traditional defined-benefit ...

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's what the data shows.

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

The company’s Income Solver software is intended to coordinate clients’ withdrawals from investment assets, Social Security, Medicare premiums and other income sources.

The 4% rule assumes a 30-year retirement horizon with a balanced stock-bond portfolio. Ramsey’s 8% rule requires a stock-heavy portfolio to generate sufficient returns. Both strategies demand ...

Next week’s argument in M&K Employee Solutions v. Trustees of the IAM National Pension Fund presents a technical question of great monetary significance – how to calculate what a business […] The post ...

New IRS rule affects high-income earners making 401k catch-up contributions. Workers earning $150,000+ must now use Roth accounts, losing tax deductions.

The financial landscape for Generation X (Gen X) is a challenging one, with many facing significant shortfalls in their retirement savings. Born between the early 1960s and early 1980s, Gen Xers have ...