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How a Certificate of Deposit (CD) Account Might Work
A Certificate of Deposit (CD) is a type of time deposit offered by banks and credit unions. This type of financial product is a safe, low-risk investment that allows you to deposit a fixed sum of ...
Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.
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Best banks for CD rates for February 2026
Read on to learn about the best banks for CD rates in 2026.
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