Personal loans can be a useful financial tool, but their value depends on your specific needs and circumstances. So are personal loans worth it? It’s important for you to understand the pros and cons ...

Getting a personal loan starts with checking your credit, getting pre-qualified and comparing loan offers. Many, or all, of the products featured on this page are from our advertising partners who ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Meeting lender requirements and providing the necessary documentation can help you qualify for a personal loan ...

This is not a time to borrow casually. Many economists are forecasting an economic slowdown or even a recession, and some are expecting a spike in inflation, which could lead to higher interest rates.

Rates on personal loans jumped up last week. However, it’s still possible for highly qualified borrowers to pick up a ...

Achieve reports that unsecured personal loans, based on creditworthiness, can offer lower rates than credit cards, aiding ...

Getting a personal loan doesn’t have to be a nightmare, but way too many people sabotage their own chances before they even get started. To save you the time (and the headache), we’ve put together the ...

From pre-qualifying to getting funded, taking out a personal loan can be pretty painless. Many lenders offer smooth online applications and same-day funding. Managing a personal loan successfully, ...

When it comes to finances, everybody needs to reach a goal, cover an emergency, or get unstuck from a rut sometimes. Loan options are admittedly fewer for borrowers who have bad credit. Although it ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...