Credit bureaus collect and maintain records on your credit accounts, balances and the payments you make. The three major credit bureaus are Equifax, Experian and TransUnion. Each credit bureau ...

From data entry mistakes to the results of identity theft, errors on your credit report can lower your credit score. That in turn can limit your ability to qualify for favorable interest rates on ...

We’ve all heard news reports about data breaches of major companies. We never would hear about this type of thing in the past but the government has been more stringent and requires companies to ...

“To rebuild your credit, you first need to get some credit, which is often the hardest part if you have a low credit score ...