There are several advantages to the 20% rule, including that it lowers your mortgage rate and increases your mortgage ...

Buying a home can feel overwhelming, especially when you're trying to decide which mortgage program is right for you. When ...

The trade group U.S. Mortgage Insurers (USMI) is calling for the modernization of the Federal Housing Administration’s ...

If you’re thinking about buying a home, an FHA loan might be worth considering. FHA loans exist to help people — especially first-time homebuyers or those with past credit issues — get into ...

HUD’s RFI on reverse mortgage programs highlights an industry focus on mortgage insurance costs and liquidity constraints.

Homebuyers and homeowners who are hoping to secure certain types of mortgages will still need to practice patience.

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

If you’re a first-time homebuyer who hasn't saved enough to make a large down payment or are concerned you might not qualify for a conventional home loan, a Federal Housing Administration (FHA) loan ...

FHA loans lead the rise in mortgage delinquencies and are impacted by economic stressors such as a softer labor market and ...

VA loans and FHA loans both aim to make homeownership more accessible, but they serve different groups and have distinct ...