FHA Loan Requirements FHA mortgage requirements can vary by lender, but the basic FHA mortgage loan requirements include: Credit Score and Down Payment Generally, the FHA requires a 580 credit score ...

VA loans and FHA loans both aim to make homeownership more accessible, but they serve different groups and have distinct ...

As of April 2025, the typical U.S. homebuyer’s down payment was $62,468, down roughly 1% on a yearly basis and the first annual decline in nearly two years. That’s according to a new report from ...

If you’re a first-time homebuyer who hasn't saved enough to make a large down payment or are concerned you might not qualify for a conventional home loan, a Federal Housing Administration (FHA) loan ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

These government-backed loans typically offer lower interest rates and require a minimum down payment of just 3.5%. And there’s a wide range of FHA loan options to choose from. But as with any loan, ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...