Experian announced the Experian Credit + Cashflow Score. The model combines Experian’s credit, alternative and trended data.

For many consumers, 2024 was a mixed bag of pluses and minuses when it came to credit. Many borrowers with lower fixed-rate mortgages considered themselves lucky and resisted the urge to move or sell.

The credit reporting bureau released a new model that combines traditional and alternative credit history with cashflow data ...

It began as a note stuck to the wall during a 2018 brainstorming session at Experian plc’s consumer business unit. The ...