The Bank of Thailand has delayed implementing a standardised debt-service ratio (DSR) calculation from the final quarter of this year, hoping to help low-income earners access loans from financial ...

The financial authorities have instructed banks to calculate the Debt Service Ratio (DSR) for all new household loans handled from September onwards. Policy loans and jeonse loans, which were ...

From the 13th, if a person receiving a mortgage loan (hereinafter referred to as a mortgage loan) from a general bank cannot prove their repayment ability, the maximum maturity for calculating the ...

Financial authorities are considering applying the total debt repayment ratio and DSR regulations to jeonse and policy loans. To this end, we asked the banking sector to refine the DSR calculation by ...

The Bank of Thailand has floated the idea of curbing the debt service ratio (DSR) by requiring lenders to change the computation method based on a borrower's overall debt repayment ability instead of ...

Thailand's central bank has no plans to impose a debt service ratio (DSR) limit this year but it will closely monitor household debt problems, a deputy governor said on Thursday. BANGKOK, Aug 29 ...

Starting this year, banks will manage household loans on a monthly and quarterly basis, and if they exceed the annual household loan target, they must reduce the loan volume by the excess amount the ...