When you apply for a credit card or loan, the bank will likely pull a credit report. Those credit reports are pulled from consumer reporting agencies. The most familiar consumer reporting agencies are ...

If you’ve ever heard the phrase “We need to check your credit,” your next question may be “What are the three credit reporting agencies?” The agencies are Equifax, Experian and TransUnion. These are ...

Nearly half of all credit reports may contain errors, some of them costly to your credit score, according to a new watchdog report. One-quarter of the consumers were unable to access their credit ...

The Thurgood Marshall United States Courthouse in New York. The number of lawsuits filed under the Fair Credit Reporting Act has spiked in recent years, often by plaintiffs representing themselves and ...

On January 7, 2025, the CFPB filed a lawsuit against a nationwide consumer reporting agency for violations of the Fair Credit Reporting Act. The lawsuit claims the company’s investigation of consumer ...

President Joe Biden did not deliver on a campaign promise to create a new agency within the Consumer Financial Protection Bureau to provide credit scores. Currently, the three private agencies — ...

TD Bank has been ordered to pay $27.7 million and implement compliance measures, for providing inaccurate, negative credit information to credit agencies about tens of thousands of its customers and ...

Medical debt is unfortunately synonymous with healthcare in the United States. Approximately 41% of Americans have debt for medical or dental bills – meaning they are currently owing a bill, being ...