A 609 dispute letter is a formal way to request more information about the accounts on your credit report. Sending a 609 dispute letter may help you remove errors from your credit report. Legitimate ...

Maybe it was pandemic-related, but consumers who checked their credit reports last year apparently found plenty that looked wrong. Complaints to the Consumer Financial Protection Bureau about credit ...

Your credit report is the foundation for your financial success. If you want to buy a home or a car, your credit report is the key. Credit reports also matter if you want to rent an apartment or even ...

You have the right to know what information is in your credit report. You have the right to dispute the completeness and accuracy of items in your report. Credit reporting agencies must reinvestigate ...

Under the FCRA, both the credit reporting agency and the information provider (that is, the person, company, or organization that provides information about you to a credit reporting agency) are ...

Derogatory marks on your credit report can drag your credit scores significantly. And if not remedied quickly, your financial goals can take a big hit. Plus, it can cost you thousands of dollars in ...

Whether you’re applying for a loan, looking for a new job or trying to improve your finances, a good credit score is key to reaching your goals. Unfortunately, a ...

Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...