On January 7, 2025, the CFPB filed a lawsuit against a nationwide consumer reporting agency for violations of the Fair Credit Reporting Act. The lawsuit claims the company’s investigation of consumer ...

On January 17, the CFPB issued a consent order settling allegations that a consumer reporting agency (CRA) violated the FCRA and engaged in unfair acts and practices, violating the CFPA. The CFPB ...

ACA International, an association of credit and collection professionals, filed a federal lawsuit against Colorado on Nov. 5 ...

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Nearly half of all credit reports may contain errors, some of them costly to your credit score, according to a new watchdog report. One-quarter of the consumers were unable to access their credit ...

The Biden-era CFPB concluded that medical debts provide little predictive value to lenders about borrowers’ ability to repay other debts, and consumers frequently report receiving inaccurate bills or ...

Credit reporting agencies are the companies that compile information from creditors to create your credit reports. Experian, Equifax and TransUnion are the three main credit reporting agencies, but ...

Just months after Gov. Bob Ferguson signed a Washington law to keep medical debt off consumers’ credit reports, the Trump ...

Yodlee Empowers Lenders with Innovative Tools for Smarter Credit Decisions and Inclusive Financial Access Using Consumer Cashflow Data, Marking a New Milestone Yodlee, Inc., a leading data aggregation ...

President Joe Biden did not deliver on a campaign promise to create a new agency within the Consumer Financial Protection Bureau to provide credit scores. Currently, the three private agencies — ...

The three largest credit bureaus extended free weekly availability of credit reports for another year to help consumers across the country manage their financial health during the ongoing hardship ...

A credit reporting agency is a company that compiles information about your borrowing history into a credit report. Also called credit bureaus, credit reporting agencies primarily sell reports to ...