Amy Fontinelle is a freelance writer, researcher and editor who brings a journalistic approach to personal finance content. Since 2004, she has worked with lenders, real estate agents, consultants, ...

*Refers to the latest 2 years of stltoday.com stories. Cancel anytime. Unsplash Buying real estate is an exciting journey, but you need to be responsible about the money involved. Perhaps one of the ...

If you’re a first-time homebuyer who hasn't saved enough to make a large down payment or are concerned you might not qualify for a conventional home loan, a Federal Housing Administration (FHA) loan ...

Figuring out your mortgage payments can be challenging, but it doesn't need to be that hard. With the right tools and understanding, this essential aspect of home buying becomes less of a mystery and ...

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. (NewsNation) — Homeownership feels out of ...

Down payment: How much of your own cash you'll be bringing to the transaction. A down payment on a house may be as low as 3%, or even 0%, depending on the loan type. The calculator's default is 20%, ...

If you’re shopping for a $300,000 home, how much you’ll pay each month depends on more than your interest rate.

Your payment is calculated based on your chosen interest rate and repayment period. The type of loan (interest-only or amortizing) will determine the loan payment formula and how interest is ...

Switching to fortnightly repayments from monthly — if you can afford it — can help you pay down your mortgage faster. Here’s ...

Mortgage calculator apps can help you see the impact of different loan amounts, interest rates and payment terms in seconds. Whether you’re looking for a mortgage budget app to see what you can afford ...