Explore top short- and long-term CD rates available today ...

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

Looking to grow your savings without taking on stock market risk? BankUnited certificates of deposit (CDs) let you lock in a fixed rate for a set term, so you know exactly how much you’ll earn.

Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.

The Federal Reserve's benchmark rate has fallen by a collective 0.75% this year, thanks to the Fed issuing three 25-basis-point cuts in recent months. In all, the Fed rate has dropped 1.75% since ...