Closing a credit card can increase your credit utilization rate and drive down your credit score. As a result, keeping your ...

Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

Your credit score is more than just a number—it’s a key that unlocks financial opportunities, from securing a home loan to getting lower interest rates on credit cards and car loans. But, when your ...

If you only pay your credit card bills on your due date, then your credit score may not be as high as it should be. Your credit utilization ratio is determined before your payment due date. Making ...

If you’re looking to improve your credit score, you’re probably wondering exactly how long does it take to improve credit score? The truthful answer might feel unsatisfying — it depends. But don’t let ...

When credit scores were recalculated to take rent payments into account, they improved on average by 60 points, a 2021 ...

According to Experian, a credit score that’s less than 670 falls below what is considered “good.” And it can make it more expensive to borrow money or cause lenders to deny your loan application — ...

"Hearst Magazines and Yahoo may earn commission or revenue on some items through these links." Whether you’re looking to buy a home, lease a new car or just want to make sure your credit is at its ...

Having different types of credit isn’t just about borrowing—it’s about showing lenders you can handle money smartly and responsibly.

Can you buy a new car with bad credit in 2025? Yes, it’s possible, but it’s tricky and carries some risks. Still, it can be done if you do your homework and plan properly. Ideally, you should avoid ...

IN the Philippines, where financial technology innovation is driving a surge in credit use in the Philippines, responsible ...