With auto loan rates at historic highs, rising payments, and mounting consumer debt, the auto lending industry is facing an inflection point. With lenders continuing to tighten restrictions and some ...

An old rule of thumb in car-buying, known as 20/4/10, held that you should make a 20% down payment, cap your loan at four ...

A used car dealership sign seen in Pasadena - Jay L Clendenin/Getty Images We're all just a little worried about the U.S. economy these days, aren't we? So naturally, the sudden collapse of a big used ...

That does not mean the vehicles are submerged. In a sense, the drivers are. More than one in four trade-ins had negative equity in the third quarter of 2025, Edmunds reports. In auto industry parlance ...

Edmunds reports that negative equity occurs when car loans exceed vehicle value, impacting many buyers; strategies exist to ...

Regional banks face renewed pressure, driven by rising auto loan delinquencies and concerns over private debt and fraudulent lending practices. Recent bankruptcies in the auto sector, including ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Rising subprime auto delinquencies are emerging as a clear sign of mounting stress, as many lower-income Americans struggle ...

More borrowers fell significantly behind on their car payments last month — and experts say the resumption of student-loan payments could be a contributing factor. Car loans delinquent by at least 60 ...