Mortgage loan, Rates Increase
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Mortgage Refinance Rates for Jul. 16, 2025
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Mortgage rates today are steady, but loan demand fell 10% after recent rate increases. See what’s driving today’s trends.
Whether you're buying a new home or considering mortgage refinancing, the main question is the same right now: When will rates drop? The interest rate environment has remained elevated across various lending products,
Americans saw a chance to save a few dollars on their monthly mortgage payments and took it, pushing refinance applications up 40% versus a year ago.
A growing number of homeowners say no rate would make them sell, making it even harder for buyers to find homes.
Stubbornly high mortgage rates have left leery homeowners and potential home buyers reluctant to take the plunge, according to a new Bankrate survey.
When my husband and I refinanced our mortgage in 2009, we felt confident we were making the right move. Since both of us had exceptional credit, we knew we could reduce our mortgage rate by one percentage point or more,
An out-of-date mantra that once lured in prospective homebuyers is being criticized by mortgage originators who say clients were “misled.”
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